body  {
  background: #fff;
  margin: 0;
  padding-top: 5px;
  color: #000;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
}

h1 {
  font-family: "Times New Roman", Times, serif;
  font-size: 28px;
  font-weight: bold;
  font-style: italic;
  line-height:48px;
  padding-top:15px;
  margin:0px;
  color: #006CB7;
 
}

h3 {
  font-size: 16px;
  color: #006CB7;
}

p {
  margin:0px;
}

a:link {
	color: #006CB7;
	text-decoration: none;
}
a:active {
	color: #006CB7;
	text-decoration: none;
}
a:visited {
	text-decoration: none;
	color: #006CB7;
}
a:hover {
	text-decoration: none;
}


#wrap {
  margin:0 auto;
  width:760px;
  background:#ddd url(img/bg.gif) repeat-y 50% 0;
  border:1px solid #000;
}

#left_column {
  float:left;
  width:200px;
  background:#ddd;
  padding-top:120px;
  padding-bottom:10px;
  margin:0px;
}

#right_column {
  float:right;
  background:#fff;
  width:560px;
}   

#indent {
  margin:10px;
}            


#footer {
  width:100%;
  clear:both;
}

#footer p {
  font-size: 80%;
  float: left;
  width: 100%;
  vertical-align: middle;
  height: auto;
  margin-top: 5px;
  border-top:0px solid #666;
  text-align:center;
  padding:4px;
}


.blue {
  color: #006CB7;
}